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Health Insurance - BlueCross BlueShield
City of DeFuniak Springs employees received the benefit of health insurance with minimal or no out of pocket premium expense for the employee themself. Each employee is given the choice between three different plans through BlueCross BlueShield. Dependent coverage is offered at the employees' cost.

Coverage:

Plan

05168

05169 

03769

 05182  05183
Primary Care Office Visit CYD CYD $25 CYD+Coins CYD+Coins 
Specialist Care Office Visit CYD CYD $60  CYD+Coins CYD+Coins 
Cal. Year Ded. (in/out of Network) $2500/$5000 $5000/$10000 $500/$1500  $2500/$5000 $5000/$10000 
Max Out of Pocket (in/out of Network) $2500/$5000 $5000/$20000 $3000/$6000  $5000/$10000  $10000/$20000
Coinsurance 100%/0%   100%/0% 80%/20%   90%/10% 90%/10% 
Pharmacy Option (High) 100% after CYD 100% after CYD 10/30/50  10/30/50 after CYD 10/30/50 after CYD 
ER Co-Pay CYD CYD $300  CYD+Coins  CYD+Coins
Phyician Services at Hospital and ER CYD CYD $100  CYD+Coins  CYD+Coins
Hosipital Co-Pay CYD CYD $600 (opt 1)  CYD+Coins  CYD+Coins
Preventative Care  $0 $0  $0  $0  $0
HRA Amount $1800 $3600 NA $1800   $3600
Employee's Cost for Individual Coverage $66.02 NA NA NA NA 
City's Cost for Individual Coverage $590.90 NA $622.28  $486.52 NA 
Employee's Cost for Spouse Coverage NA $839.93 $858.74 NA  $596.97 
Employee's Cost for Child/Children Coverage NA $515.29 $522.71 NA $351.13 
Employee's Cost for Family Coverage NA $1284.81 $1319.22 NA  $933.85

Click here to view coverage information, plan options, and premium amounts.
Health, Dental, and Vision Insurance Information


To review benefit summaries for each health insurance plan, select one of the following:
Plan 05168 and 05169
Plan 03769
Plan 05182 and 05183


Addi
tional Resources:

BCBS My Blue Service
BCBS Ways to Reduce Expenses
Blue Card Program Brochure



City of DeFuniak Springs • 71 US Hwy 90 West• DeFuniak Springs, FL 32433• 850-892-8500•
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